The Effective Date is July 22, 2026.
Welcome to Finance Bay. When you visit https://finance.loanza.online/ you automatically agree to go along with these Terms and Conditions, even if you don’t like them – so if you dont agree with any of it, just stop using our website.
1. Intellectual Property
Everything on Finance Bay – including all the articles, guides, logos, graphics and design layouts – belongs to us. We’re happy for you to look and download our content for your own use, but don’t even think about copying, selling or republishing our stuff without our say so – or in other words: get our permission in writing first.
2. What We Do With Your Comments
We like hearing from our community – but unfortunately, we do need to keep an eye on things. So we can edit, delete or just plain ignore any comments that we think are offensive, spammy, abusive or just plain break the law. When you post a comment you basically give us permission to put it on the website.
3. Website Up-Time
We try our best to keep the site running 24/7, but no promises. If for any reason we cant get the website up and running (like if we are doing some maintenance or there is a big internet problem) then we wont be held liable for that.
4. We Will Not Be Held Responsible
The stuff on Finance Bay is for learning and getting informed. We wont be responsible for any financial problems or other issues that you get into because of something you read on our website.
5. We Can Change the Rules
We can change these terms and conditions whenever the mood takes us – so if you keep using the site after we update the rules, that’s your sign that you are happy with the new terms.